Super Scientist Spiderman

Okay there is something that has been really bothering me for years. So Peter Parker is so smart he gets to go behind the scenes of a high tech lab and talk to the scientist and is bitten by a radioactive spider. He gains power and his intelligence allows him to create, as a teenager in high school mind you, webslingers that shout a web. Invent the webbing that is super strong, fits into a spot 100 times smaller than it should, AND desolves into nothing over time. He is able to create a dunebuggy that can actually climb walls and drive on the ceiling. He creates a suit of special clothe just to resist Electro. But he is always broke and doing a third rate news paper job instead of hanging out with Tony Stark or Mr. Fantastic? What the Hell?